Am I too late to join?
Usually not — but “usually” is doing some work in that sentence. Group claims have four different kinds of deadline and they behave very differently. Here is how each one works, and where every live claim currently stands.
Not all deadlines are the same.
The law gives you a window to bring a claim — often six years from when the thing happened, sometimes from when you could reasonably have found out. Miss it and the claim is gone, whatever its merits.
Once a group claim is filed, the court sets dates. There is usually a cut-off for joining the class, and it is set by a judge, not by us.
In some claims you are in the class automatically and have a window to remove yourself. Doing nothing keeps you in — which is the opposite of most claims.
Where a regulator forces a company to pay people back, the scheme sets its own window. These often open years after the wrongdoing and close quickly.
Every live claim, and its clock.
We publish what the court, the regulator or the firm has actually said. Where no date has been set, we say that rather than inventing urgency.
Dates move. Courts adjourn, schemes extend, firms add cut-offs. Treat this page as the best picture we have rather than a guarantee — and if a claim looks like yours, registering early costs nothing and removes the question entirely.